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Affordable Home Ownership Can Be Within Reach

Merrimack Valley Habitat for Humanity looking for qualifying households.

The Merrimack Valley Habitat for Humanity (MVHH) (based in Lawrence, MA), has been building homes in the Merrimack Valley since 1985. MVHH has built 87 homes and rehabbed 11 homes serving close to 100 households. MVHH shares a global vision where everyone has a decent place to live.

Their newest project in Salisbury, MA will be a total of 7 units – 1 single family house and 3 duplex houses. At least one of the units is earmarked for a veteran family and will be made handicapped accessible if the veteran is severely injured. MVHH is looking for three qualifying households to become Habitat families and will be holding homeowner informational meetings:

Wednesday, October 17, 2018 6pm-8pm
and Saturday, October 20, 2018 2pm-4pm
Star of the Sea Catholic Church
18 Beach Road, Salisbury, MA
Lower Level – Father Murray Room

Attend one informational meeting for details and pickup an application. RSVP required. Contact Roxanna 978-681-8858 ext. 10 or

MVHH will start the Salisbury project by building one duplex and one single house. Each home will have 3 bedrooms. Mortgages will be affordable and cover the cost of principal, taxes, insurance and condo fees. Application deadline is November 16, 2018.

To qualify: Must be a first time homebuyer, have a willingness to partner, and volunteer 240-360 hours of sweat equity, have financial need and situational need. Habitat targeted income guidelines:Household size 3 – Minimum income $29,150 to Maximum $58,260
Household size 4 – Minimum income $32,350 to Maximum $64,680
Household size 5 – Minimum income $34,950 to Maximum $69,900
Household size 6 – Minimum income $37,550 to Maximum $75,060
– based on 30% to 60% of average median income. Subject to change. Financial information based on HUD income limits 2018

How do I apply?
Attend one informational meeting for details and the application process.

In accordance with the Equal Credit Opportunity Act and the Fair Housing Act, Merrimack Valley Habitat for Humanity does not discriminate with regards to race, color, religion, national origin, sex, handicap, family status, marital status, receipt of public assistant income or age (provided that the applicant has the capacity to enter into a binding contract).

Photo courtesy of Bryan Eaton, Newburyport Daily News.

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